Rendimento da Poupança: Quanto Rende R$ 5 Milhões em 2023?

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Muitos buscam a caderneta de poupança para investir o dinheiro com segurança. Mas você sabe qual o rendimento da poupança hoje em 2023?

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Veja quanto rende 5 milhões de reais na poupança e saiba como você pode investir melhor sem abrir mão da segurança.

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Rendimento da Poupança: Quanto Rende R$ 5 Milhões em 2023?

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Muitos buscam a caderneta de poupança para investir o dinheiro com segurança. Mas você sabe qual o rendimento da poupança hoje em 2023?

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Veja quanto rende 5 milhões de reais na poupança e saiba como você pode investir melhor sem abrir mão da segurança.

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Poupança

Rendimento da

Duas regras do cálculo de quanto rende a poupança:

Rende = 0,5% ao mês + Taxa Referancial (TR)

Selic acima de 8,5%:

Selic abaixo de 8,5% a.a.:

Rende = 70% da taxa Selic + Taxa Referancial (TR)

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Poupança

Rendimento da

Com a taxa Selic a 13,75% a.a., enquanto a TR é de 0,0834%, então o retorno da poupança atualmente é de:

Rendimento ao mês 0,5 + 0,0834 = 0,5834% ao mês

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Poupança

Investimento na

Então, se você investisse hoje R$ 5 milhões na poupança, o seu dinheiro renderia:

Rendimento no 1º mês: R$ 29,17 mil Quanto rende em 1 ano: R$ 361,49 mil

5 milhões x 0,5834 ao mês

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Poupança

Investimento na

Os R$ 5 milhões na poupança, com a Selic acima de 8,5% por 5 anos e TR atual, renderiam:

Juros totais: R$ 2,08 mi Valor final: R$ 7,08 mi

Quanto Rende R$ 5 mi em 5 anos?

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Mesmo a poupança com um rendimento de 7,22% ao ano, é essencial investir em uma carteira diversificada para você ter melhores resultados sem riscos desnecessários.

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Como Investir Melhor

Aproveite para baixar neste link o e-book prático para saber onde e como investir R$ 1 milhão com segurança para viver de renda.

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